Equity Release Advice

Equity Release Alliance Blog

What does the budget mean for the over 60s?

3rd April 2020

What does the budget mean for the over 60s?

Although the headlines around the budget, like most other headlines, have been dominated by the connection with the Coronavirus, there's actually a whole lot more to it. With that in mind, here is a quick summary of the key points for the over 60s.

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Is equity release the new downsizing?

16th March 2020

The longer your retirement lasts, the more money you will need to fund it.  Thatís just basic common sense, but it raises the obvious question of how to find that money.

The longer your retirement lasts, the more money you will need to fund it. That's just basic common sense, but it raises the obvious question of how to find that money. While everyone needs to make their own decision based on their own circumstances and preferably with professional guidance, there are some standard points most, if not all, people should consider downsizing.

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What can you do in 2020?

3rd March 2020

Even though New Year 2020 is now well and truly over, it's still early enough in the year to spend some time thinking about how you want or need to spend the remaining months of it

Even though New Year 2020 is now well and truly over, it's still early enough in the year to spend some time thinking about how you want or need to spend the remaining months of it. Hopefully, you will be able to focus more on wants than needs but with Brexit now a reality, some people at least may need to take a long, hard think about their finances and what the exit from the EU could mean for them.

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Should you consider a lifetime mortgage in your retirement?

31st January 2020

Home ownership allows people to build a stable life for themselves and their children, while also building up equity in a valuable asset until they eventually own it outright

Our priorities often change as we go through life. When we are young, we may look for adventure and value flexibility over stability. As we get older, however, we may want to settle down, have children and buy a family home. Home ownership allows people to build a stable life for themselves and their children, while also building up equity in a valuable asset until they eventually own it outright.

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Taking care of your health as you age

21st January 2020

Take care of yourself. The good news is that looking after your health as you age is very similar to looking after your health in your adult years.

Take care of yourself. The good news is that looking after your health as you age is very similar to looking after your health in your adult years. There are just a few differences it can be helpful to note.

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Can I use Equity to buy a home abroad?

14th January 2020

Can I use equity to buy a home abroad?

Brexit or no Brexit, there are still plenty of good reasons to own property in Europe (or even further afield), the weather often being just one of them. While it remains to be seen what effect (if any) Brexit will have on UK citizens' ability to work abroad, current practice and common sense both suggest that most, if not all, countries will continue to welcome people who can live without working, for example pensioners.

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Is Equity Release a safe way to borrow?

7th January 2020

Is Equity Release a safe way to borrow?

The short answer to this question is that equity release is as safe a way to borrow as anything else since it is regulated by the FCA. The longer answer is that asking whether equity release is a safe way to borrow is asking the wrong question. What you should be asking is whether or not equity release is the right option in your situation.

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Silver Splitters and how Equity Release can help

2nd December 2019

what is equity finance?

While the popular image of retirement is a happy couple enjoying their silver years together, the reality can be very different. Property and pensions are often the biggest assets in any divorce situation and dividing them legally and fairly can be a challenge. This is where Equity release can help.

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Why Equity Release is on the rise

10th December 2019

what is equity finance?

We're all living longer, which is great news for everyone. It does, however, mean that those near or in retirement (particularly early retirement), need to think carefully about how they are going to ensure that they can at least make ends meet (and ideally live comfortably), without an income from employment.

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Silver Splitters and how Equity Release can help

2nd December 2019

what is equity finance?

While the popular image of retirement is a happy couple enjoying their silver years together, the reality can be very different. Property and pensions are often the biggest assets in any divorce situation and dividing them legally and fairly can be a challenge. This is where Equity release can help.

Read More »




What is Equity Finance?

15th November 2019

what is equity finance?

Equity finance is also known as equity release. Basically, it involves converting your home into cash, either as an income or as a lump sum. Equity finance comes in two main forms, lifetime mortgages and home reversion. Read our brief guide as to how each of these options works.

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What is Equity Release?

5th November 2019

what is equity release?

We're all living longer, which is great news for everyone. It does, however, mean that those near or in retirement (particularly early retirement), need to think carefully about how they are going to ensure that they can at least make ends meet (and ideally live comfortably), without an income from employment.

Read More »




What is an Equity Release Mortgage?

17 October 2019

what is an equity release mortgage?

An equity release mortgage is also known as a lifetime mortgage and is one way of releasing equity from your home without selling it. The other way is known as home reversion and works differently. Here is a brief guide to what you need to know about equity release mortgages.

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Should you consider Equity Release Finance Now?

10 October 2019

should you consider equity release finance?

The family home is often the single, biggest purchase a person will ever make and as such decisions relating to it can have major implications for the family finances, especially for people who are nearing, or in, retirement and know that their main income stream will soon be coming to an end. Some people may be happy to downsize and move to a new home, but many people would prefer to stay where they are and for these people equity finance could be a great option for turning the house you love into cash you can use as you want. If you are thinking about taking out equity finance now, here are some points to consider.

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